Question 1

What documents do I need to apply for Karta?

Accepted Answer

In order to apply for Karta, you must have an active US bank account, a copy of your passport, a utility bill, and a US VISA. In cases where a VISA is not required for entry into the US, a copy of your passport will suffice.

Question 2

How does the 24/7 WhatsApp concierge service work?

Accepted Answer

Your Karta card is powered by AI and integrated with WhatsApp. We have a team of AI multi-agents that can assist you with various card-related tasks, from consulting past expenses to reporting possible fraud, locking/unlocking your card, and more.

Question 3

Can I apply to Karta without a Social Security Number (SSN)?

Accepted Answer

Yes! All we need is documentation to verify your identity and an active US bank account.

Question 4

How do virtual cards work and what are their benefits?

Accepted Answer

Virtual cards can be added to Apple Wallet and Google Wallet and can be used worldwide with any merchant that supports wallet payment transactions.

Question 5

What rewards and benefits does Karta offer?

Accepted Answer

The biggest benefit of KARTA is that it provides you with a US line of credit without requiring a SSN. Additionally, if you choose to, you have the option to build your U.S. credit history, among many other benefits that you can find on our website.

Question 6

How can I monitor my spending and manage my account?

Accepted Answer

You can monitor and manage your account directly on the Karta app or by asking your concierge on WhatsApp.

US Visa Credit Card
With Virtual Card From Day One

Get instant digital access on Apple Pay or Google Pay.
Physical card ships too.

Up to $200K Limit With Immediate Virtual Card Access

Start Using Your Card Instantly - Physical Card Follows

Frequently Asked Questions

What documents do I need to apply for Karta?

How does the 24/7 WhatsApp concierge service work?

Can I apply to Karta without a Social Security Number (SSN)?

How do virtual cards work and what are their benefits?

What rewards and benefits does Karta offer?

How can I monitor my spending and manage my account?

US Visa Credit CardWith Virtual Card From Day One

Get instant digital access on Apple Pay or Google Pay. Physical card ships too.

Up to $200K Limit With Immediate Virtual Card Access

Start Using Your Card Instantly - Physical Card Follows

Frequently Asked Questions

What documents do I need to apply for Karta?

How does the 24/7 WhatsApp concierge service work?

Can I apply to Karta without a Social Security Number (SSN)?

How do virtual cards work and what are their benefits?

What rewards and benefits does Karta offer?

How can I monitor my spending and manage my account?

US Visa Credit Card
With Virtual Card From Day One

Get instant digital access on Apple Pay or Google Pay.
Physical card ships too.